top of page

CMIP-News and Updates:

To our CMIP® / CMIS™/ CMIR™  Family:    (Posted 04-27-2020)
We need to take this time to re-evaluate things in our lives. We shouldn't get so busy in our careers that we forget what is really important in life...our family, friends, loved ones, and humanity in general. While we are forced to take a step back during this pandemic, and any other adversity that may head our way, let us take deliberate steps forward in building our relationships.
May God be with you and your families.
Kevin Firth- President

  • Writer: Kevin Firth, Certified Medicare Insurance Planner™, DBA
    Kevin Firth, Certified Medicare Insurance Planner™, DBA
  • Oct 23, 2024
  • 1 min read

During this AEP season, you, our CMIR™, CMIS™, and CMIP® designation holders exemplify exceptional professionalism that makes you an elite agent in the Medicare insurance industry.


You possess our core "K.E.E." values of Knowledge, Experience, and Ethics that set you apart from other agents. This difference places you at the top of your field.


In order to maintain your elite status, all of our designation holders must bring our core "K.E.E." values to each and every client during each and every appointment, seminar, or event. Do not compromise! You must always be compliant and professional.


May you all have a successful and blessed AEP!


Thank you for all that you do!


Kevin Firth, President

Certified Medicare Insurance Planner™, DBA

  • Writer: Kevin Firth, Certified Medicare Insurance Planner™, DBA
    Kevin Firth, Certified Medicare Insurance Planner™, DBA
  • Aug 13, 2024
  • 2 min read

Hurry, to get listed before the AEP begins!

Get listed in our online National Designated Agent Search Database before AEP begins so Medicare beneficiaries can find you by state and city.


If you have what it takes, apply for a designation from Certified Medicare Insurance Planner™, DBA. To qualify for our designations you must possess our core "K.E.E." values of Knowledge, Experience, and Ethics.


 Our CMIP®, CMIS™, and CMIR™ designations are the premier professional designations exclusively for the Medicare Advantage/MedSupp/PDP producing agent.


 Our CMIP® professional designation has been determined to be appropriate for listing on FINRA®'s website database for professional designations. It is the only Medicare Insurance designation listed on FINRA®'s website.


 As the Annual Enrollment Period approaches ask yourself, do you hold yourself to higher standards than most agents? Do you have years of experience and knowledge? How will you distinguish yourself from new and inexperienced agents in our industry?


 Our designations set you apart from the inexperienced herd of agents out there. It lets Medicare beneficiaries, colleagues, managers, and executives know that you possess our core "K.E.E." standards of Knowledge, Experience, and Ethics necessary to be exceptional in your field.


 Join our community of professionals who strive for excellence and take pride in what they do. Stand out from the crowd of average and inexperienced agents by applying today.


You must apply quickly for your name and contact information to be listed on our website for Medicare beneficiaries to look you up by your city and state before the MA Annual Enrollment Period begins.

Go to our website for more information and to apply today.


 The CMIP®, CMIS™, and CMIR™ professional designations have been reviewed and approved by a state insurance department legal counsel as being in compliance with the National Association of Insurance Commissioners Model Regulation 278-1 on the use of senior-specific certifications and professional designations. Most states have adopted the NAIC Model Regulation 278-1. The states of California and Connecticut have not adopted the NAIC Model Regulation 278-1; therefore, our designations are not available to resident agents in those states. 


Certified Medicare Insurance Planner™, DBA is a Professional Designation and Credentialing Organization for the Insurance industry. We are not an Agency, FMO, or IMO. Our Professional Designation Holder Members do not solicit insurance business through Certified Medicare Insurance Planner™, DBA.


Kevin Firth, President

Certified Medicare Insurance Planner™, DBA

  • Writer: Kevin Firth, Certified Medicare Insurance Planner™, DBA
    Kevin Firth, Certified Medicare Insurance Planner™, DBA
  • Aug 5, 2024
  • 2 min read

When it comes to MA/PDP insurance, accuracy and honesty in marketing are paramount. The Centers for Medicare & Medicaid Services (CMS) has strict guidelines to protect beneficiaries, particularly seniors, from misleading information. Medicare agents must adhere to these guidelines, avoiding any false statements.


I see many MA/PDP agents marketing themselves as a "Medicare Certified" agent, or "Medicare Specialist". Many agents are unaware that these are misleading and false statements that could get them in trouble with CMS and state insurance departments.


An agent that says they are "Medicare Certified" or a "Medicare Specialist" has bestowed a false designation upon themselves. Medicare does not certify agents, and capitalizing the word "Specialist" infers that Medicare has designated you as a "Medicare Specialist" which of course they have not done.


Using false statements like "Medicare Certified" can create a false sense of security and trust among seniors. Medicare beneficiaries, many of whom are navigating complex healthcare decisions, rely heavily on accurate information, especially from health insurance agents they trust. Misleading statements can lead them to trust an agent who without their misleading self-descriptive statements may not have utilized their services.


From a regulatory standpoint, CMS explicitly prohibits the use of false or misleading statements in the marketing of Medicare plans. According to CMS guidelines, agents must not use language that suggests a special relationship or endorsement by Medicare. Violating these guidelines can result in severe penalties, including fines and the loss of the agent’s license to sell Medicare products. This regulatory framework is in place to ensure that all marketing materials are clear, accurate, and do not deceive beneficiaries.


Furthermore, maintaining ethical standards in marketing practices is essential for the credibility of the insurance industry. Trust is a fundamental component of the relationship between Medicare agents and their clients. When agents use deceptive practices, it not only harms the individual beneficiary but also damages the reputation of the industry as a whole. Ethical behavior ensures long-term trust and loyalty, which are vital for the sustainability of any business.


Our CMIP®, CMIS™, and CMIR™ professional designations have been reviewed and approved by a state insurance department legal counsel as being in compliance with the National Association of Insurance Commissioners Model Regulation 278-1 on the use of senior-specific certifications and professional designations.


The CMIP®  professional designation has been determined by FINRA® to be appropriate for listing on the FINRA®  website database for professional designations. The CMIP® designation is the only Medicare Insurance designation listed on FINRA's website database for professional designations.



Kevin Firth, President

Certified Medicare Insurance Planner™, DBA

bottom of page